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FDIC Insures Your Deposit Up To $250,000
As of January 1, 2013, section 343 of the Dodd-Frank Act will expire. All transaction accounts, whether they pay interest or not, will be insured up to the standard maximum deposit insurance amount, which currently is $250,000. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. For additional information regarding FDIC's deposit insurance coverage use the FDIC's Electronic Deposit Insurance Estimator (EDIE) and deposit insurance publications located on the FDIC's website "Are My Deposits Insured?" In addition, you can call the FDIC at 877-ASK-FDIC (877-275-3342).