Advisory Board Members

Steven A Aquino

Steven A. Aquino - Advisory Board Member

 Steve Aquino is President of Aquino Financial Group LLC.  , Steve has extensive knowledge and expertise in financial, business and estate planning.  A resident of Carroll County, Steve is a graduate of McDaniel College.  He was elected to his second term as Maryland State President of the National Association of Insurance and Financial Advisors and is past Chairman of the Board of the Carroll County Chamber of Commerce.  Mr. Aquino is active in Carroll County with several non-profit organizations.

 

Benny Kirkner

Benny R. Kirkner- Advisory Board Member

Benny Kirkner has been a principal at ABAR Homes, Inc., a family owned and operated business since 1978 specializing in building residential and small commercial centers.  In addition he is a
partner in Total Discount Liquors, a 10,000 square foot Liquor Store in Eldersburg Plaza.  Mr. Kirkner has served as a Director on Carroll Hospice and Trinity Lutheran Church in Smallwood, Maryland.  
A resident of Carroll County since 1978, Benny resides in Gamber.



Bill Leishear

Bill Leishear- Advisory Board Member

Bill Leishear is currently the Vice President and Co-Owner of Printing Images, Inc. located in Rockville, Maryland.  He has been in the printing communications business for 20 plus years.  Prinitng Images is a full service commercial printing company offering offset and digital prinitng, mailing and fulfillment as well as ad specialty products.  Prior to going to PI, Bill worked in the financial printing world at Cadmus Communications and RR Donnelley.  He was involved in the typesetting, filing, printing and distribution of the regulatory documents required by the SEC for public offerings for banks, corporations and mutual funds.  Bill lives in Ellicott City with his wife Erin and his children- Jordan, Nate and Julia.  He has served on the St. Vincent Pallotti High School Board of Directors as well as the boards of the Howard County Lacrosse Program and the Elkridge Hurricanes Football and Cheer program.

 

Peter Monahan

Peter M. Monahan- Advisory Board Member

 Peter M. Monahan is the Owner and General Manager of Federal Pointe Inn located in Gettysburg, PA.  Mr. Monahan has twenty years of experience in the hotel industry as a General Manager and Owner.  Prior to hotel management, Peter held several management roles at Westinghouse Electronics Systems Group where he was responsible for production, materials management and subcontractor.  Peter serves on various boards including Main Street Gettysburg, Make-A-Wish for South Central PA, the Gettysburg Convention and Visitors Bureau and the Gettysburg Area Industrial Development Authority. 

 

Fred Gossage

 Fred Gossage- Advisory Board Member

Mr. William “Fred” Gossage, Jr. was born in Baltimore MD and at the age of 5 he moved to Howard County and has resided there ever since. He earned a Bachelor of Science degree from University of Baltimore in 1980. He has been an Agent with State Farm Insurance for 35 years and is currently serving as the President of the Board of Directors for the Town of Sykesville, which is a nonprofit organization.

Bruce Reamer

Bruce Reamer- Advisory Board Member

Bruce Reamer is the Owner and Operator of Reamer Restaurant, Inc. t/a Salernos located in Eldersburg, MD. Mr. Reamer has over 30 years of experience in the Restaurant Industry as a Owner and Operator.  Bruce purchased the restaurant in 1987 and converted it into the seafood restaurant and catering business it is known as today. 

Bruce graduated from Florida International University with a Bachelor degree in Business and Hospitality Management in 1983. 

 Frank Potepan

Frank Potepan III- Advisory Board Member

Frank Potepan III  is a seasoned professional with a proven record in leadership and financial management.  He is
currently Vice President of Catonsville Builders, Inc.  Potepan and a long time friend, Rob Scranton, started the company in 1984.  The business continued to grow and in 2000, the company was restructured to become the
“management company” for other business ventures.  He is very active and involved with many local organizations in Carroll, Howard and Baltimore Counties.

 Elaine Gossage

 Elaine Gossage- Advisory Board Member

Elaine Gossage graduated from the University of Maryland, and received her Bachelor of Science degree in June 1982.  After graduation Elaine was hired by Stohlman Volkswagen, Subaru and Mitsubishi as a financial and insurance manager.  In a few years she became the finance and insurance department manager for the Stohlman automobile dealerships.  In 1988 she began her career as an agent with State Farm Insurance Companies in Lanham Maryland.   When Elaine got engaged in 1997 she decided to move her State Farm agency to Sykesville Maryland to be closer to home.   Elaine's office is located on historic Main Street in Sykesville  where the Sykesville State Bank was previously located. 

Deposit Rates (Annual Percentage Yield)
Personal Savings Accounts
Basic Savings .05
Power Savings .05 to .25
Kids Count Savings .05

Personal Money Markets
Classic Money Market** .05 to .40
Select Money Market .05 to .40

Personal Checking Accounts
Basic Checking .01
Advantage Checking .02
Signature Checking .02
Platinum Checking .05 to .20
Senior Checking .10
Premium Power Package Account .75

Certificate of Deposit / IRA CDs
6 Month CD .15
12 Month CD .25
15 Month CD .35
18 Month- Add On CD*** .40
24 Month CD Penalty Free .75
30 Month CD .50
36 Month CD .75
48 Month CD 1.00
60 Month CD 1.26
Statement IRA**** .30