Loan Products

Whether you need a home mortgage, home equity loan, or line of credit, Carroll Community Bank has the perfect loan for you.

Home Mortgages

Whether you’re buying, building or refinancing, we have the product for you. Choose from a variety of products and terms with fixed monthly payments for the life of the mortgage.

  • Residential Mortgage with Fixed Rate Mortgages – we have competitive interest rates with a variety of terms.
  • Construction Loans – build your dream house we have competitive interest rates and terms. 
  • Land / Lot Loans – when you find the property you are looking for, buy now and build later.

Home Equity Loans and Lines

A home equity loan or line is a flexible and easy way to meet your borrowing needs. Use the equity in your home to finance college, consolidate debt, add a deck or finish the basement, buy a car, or even take the once-in-a-lifetime vacation you know you deserve.

  • Home Equity Loans – Secure your equity with fixed terms, rates, and payments.  Use for any lump sum expense or debt consolidation.
  • Home Equity Lines – Specify the amount needed and enjoy convenient access to available credit by check or phone, with online banking transfers.

Personal Loans

  • Auto Loans –Choose the loan that works for you, for new or used car, truck, RV, or boat purchases.  We offer competitive rates, plus discounts for automatic payments from your Carroll Community Bank account.
  • CDs Secured Loans – Enjoy a fixed interest rate and a range of repayment terms.
  • Overdraft Line of Credit – This safety net in checking protection eliminates your worries about your current account balance.