Checking Accounts

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Free Checking 

  • Minimum of $5.00 to open
  • No monthly service fee
  • 1 NSF/Overdraft fee per rolling 12 months
  • First set of standard checks free
  • 5 Free ATM fees - CCB will refund up to 5 ATM fees charged by CCB and any other financial institution per month if you receive at least one direct deposit per month

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Student Checking

  • No minimum to open
  • No monthly service fee
  • 1 NSF fee waived per rolling 12 months
  • 4 Free ATM fees - CCB will refund up to 4 ATM fees charged by CCB and any other financial institution per month
  • Customer under 18 years of age must have an adult co-signer on the account

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Advantage Checking

  • Minimum of $25.00 to open
  • Minimum of $100.00 to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • Must maintain a minimum balance of $250.00 or have a direct deposit each month to avoid a service fee of $10.00
  • Fees may reduce earning
  • 1st order of standard checks free
  • 1 NSF fee waived per rolling 12 months
  • 15 Free ATM Fees - CCB will refund up to 15 ATM fees charged by CCB and the other financial institution per month
  • Discount on consumer loans.  Customers can receive a 0.25% discount off a consumer installment loan, home equity loan or a home equity lines of credit loan and an additional 0.25% discount with automatic payments from a CCB deposit account.  Maximum discount is 0.50%.

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Platinum Checking

  • Minimum of $100.00 to open
  • Minimum of $100.00 to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • Must maintain a minimum balance of $2,500.00 or meet the following criteria to avoid a fee of $14.00 a month:
    • Have 12 POS signature based transactions per statement cycle
    • Have Direct Deposit per statement cycle
    • Perform 5 bill payments electronically; and
    • Receive your statements electronically
  • 3 NSF/Overdraft fees waived per rolling 12 months
  • Unlimited refund for ATM fees charged by CCB or other financial institutions
  • Free checks
  • Free cashier checks
  • Fees may reduce earnings
  • Free Small deposit box (based on availability
  • Discount on consumer loans.  Customers can receive a 0.25% discount off a consumer installment loan, home equity loan or a home equity lines of credit loan and an additional 0.25% discount with automatic payments from a CCB deposit account.  Maximum discount is 0.50%.

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Senior Checking

  • Minimum of $25.00 to open
  • Minimum of $100.00 to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • No monthly service fee
  • Free cashier checks
  • Fees may reduce earnings
  • Free standard checks
  • 1 NSF/Overdraft fee waived per rolling 12 months
  • 5 Free ATM fees: CCB will refund 5 ATM fees charged by CCB and the other financial institution per month
  • 15.00 discount of a safe deposit box (based on availability)
  • Discount on consumer loans.  Customers can receive a 0.25% discount off a consumer installment loan, home equity loan or a home equity lines of credit loan and an additional 0.25% discount with automatic payments from a CCB deposit account.  Maximum discount is 0.50%.

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Premium Power Package: (Dual Account Feature)

Premium Power Package Checking:

  • Must open a Premium Power Package Sweep Account
  • Minimum of $3,000.00 to open
  • Maintain a $3,000.00 monthly balance in the account.  If you fall below the required balance level the monthly service charge is $18.00
  • Unlimited refunds for ATM fees charged by Carroll Community Bank and other financial institutions
  • First set of Standard Checks Free

Premium Power Package Sweep:

  • Must open a Premium Power Package Checking Account
  • Minimum of $10,000.00 to open
  • Maintain a $10,000 monthly balance in the account. If you fall below the required balance level the monthly service charge is $18.00
  • Minimum of $10,000.00 to earn Annual Percentage Yield
  • Fees may reduce earnings
  • Interest is compounded daily and credited monthly

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Deposit Rates (Annual Percentage Yield)
Personal Savings Accounts
Basic Savings .05
Power Savings .05 to .25
Kids Count Savings .05

Personal Money Markets
Classic Money Market** .05 to .40
Select Money Market .05 to .40

Personal Checking Accounts
Basic Checking .01
Advantage Checking .02
Signature Checking .02
Platinum Checking .05 to .20
Senior Checking .10
Premium Power Package Account .75

Certificate of Deposit / IRA CDs
6 Month CD .15
12 Month CD .25
15 Month CD .35
18 Month- Add On CD*** .40
24 Month CD Penalty Free .75
30 Month CD .50
36 Month CD .75
48 Month CD 1.00
60 Month CD 1.26
Statement IRA**** .30