Personal Account Rates

Deposit Account Rates

Effective 1/03/2017

AccountMinimum to OpenMinimum Balance to Avoid Monthly Service FeeMonthly Service FeeMinimum Balance to Earn APY*Interest RateAPY*

Personal Savings Accounts
Basic Savings $20.00 None None $20.00 .05 .05
Power Savings $25.00 $250.00 $10.00 $250 - $4,999.99 .05 .05
        $5,000 - $9,999.99 .05 .05
        $10,000 - $24,999.99 .10 .10
        $25,000 - $49,999.99 .15 .15
        $50,000 - $99,999.99 .20 .20
        $100,000 .25 .25
Kids Count Savings $5.00 None None $0.00 .05 .05

Personal Money Markets **
Classic Money Market $100.00 $100.00 $10.00 $0 - $4,999.99 .05 .05
        $5,000 - $9,999.99 .05 .05
        $10,000 - $24,999.99 .10 .10
        $25,000 - $49,999.99 .15 .15
        $50,000 - $99,999.99 .20 .20
        $100,000 - $249,999.99 .25 .25
        $250,000 + .40 .40
Select Money Market $100.00 $2,500.00 $10.00 $0 - $4,999.99 .05 .05
        $5,000 - $9,999.99 .05 .05
        $10,000 - $24,999.99 .10 .10
        $25,000 - $49,999.99 .15 .15
        $50,000 - $99,999.99 .20 .20
        $100,000 - $249,999.99 .25 .25
        $250,000 + .40 .40

Personal Checking Accounts
Basic Checking $5.00 None None $100.00 .01 .01
Advantage Checking $25.00 $250.00 or Direct Deposit $10.00 $100.00 .02 .02
Signature Checking $100.00 $1,000.00 $12.00 $100.00 .02 .02
Platinum Checking $100.00 $2,500.00 $14.00 $100 - $24,999.99 .05 .05
        $25,000 - $49,999.99 .10 .10
        $50,000 - $99,999.99 .15 .15
        $100,000 + .20 .20
Senior Checking $25.00 None None $100.00 .10 .10
Premium Power Package $13,000.00 $10,000 Sweep (Plus $3,000.00 in Premium Power Package Checking) $18.00 $10,000 + .75 .75

Certificate of Deposit / IRA CDs
6 Month CD $500.00 None None $500.00 .15 .15
12 Month CD $500.00 None None $500.00 .25 .25
15 Month CD $500.00 None None $500.00 .35 .35
18 Month- Add On CD*** $100.00 None None $100.00 .40 .40
24 Month CD Penalty Free $500.00 None None $500.00 .75 .75
30 Month CD $500.00 None None $500.00 .50 .50
36 Month CD $500.00 None None $500.00 .75 .75
48 Month CD $500.00 None None $500.00 1.00 1.00
60 Month CD $500.00 None None $500.00 1.25 1.26
Statement IRA**** $25.00 None None $100.00 .30 .30

 

           
*Annual Percentage Yield
A penalty may be imposed for early withdrawal on certificates of deposits
**Money Market and savings accounts are limited to 6 third party transfers per statement period (telephone, Internet, check, draft, POS, or similar order are limited to 6 per statement cycle). There will be a $15.00 fee for excessive electronic or third party transfers.
Fees may reduce earnings on accounts
Rates may change after account opening
***18-Month Add On CD - may make additional deposits of a minimum of $10.00
****A penalty may be imposed for early withdrawal on individual retirement accounts

 

Deposit Rates (Annual Percentage Yield)
Personal Savings Accounts
Basic Savings .05
Power Savings .05 to .25
Kids Count Savings .05

Personal Money Markets
Classic Money Market** .05 to .40
Select Money Market .05 to .40

Personal Checking Accounts
Basic Checking .01
Advantage Checking .02
Signature Checking .02
Platinum Checking .05 to .20
Senior Checking .10
Premium Power Package Account .75

Certificate of Deposit / IRA CDs
6 Month CD .15
12 Month CD .25
15 Month CD .35
18 Month- Add On CD*** .40
24 Month CD Penalty Free .75
30 Month CD .50
36 Month CD .75
48 Month CD 1.00
60 Month CD 1.26
Statement IRA**** .30