Personal Loans

Carroll Community Bank is here to help you make your financial dreams come true, and overcome any obstacles that might occur along the way. Our personal loans are available to you for new and used cars, boats, or recreational vehicle purchases, and our CDs, Savings-Secured Loans will offer you competitive interest rates for your specific needs. If you would like to consolidate your debt, CCB home equity loans could provide you with the peace of mind you are looking for. Just stop by one of our branches today to find out how we can help put you on the road to financial freedom.

Auto Loans

New or Used

With Carroll Community Bank , that car, truck, RV, or boat you’ve always wanted can soon be yours. When you decide to buy or refinance your vehicle, you want a fast decision on your loan - and that's exactly what CCB delivers. In most cases you'll have an answer on your application in one business day or less.

We offer competitive rates, plus discounts for automatic payments from your Carroll Community Bank account.

Contact a Loan Officer today at 866.293.1968

Home Mortgages

Whether you’re buying, building or refinancing, we have the product for you. Choose from a variety of products and terms with fixed monthly payments for the life of the mortgage.

  • Residential Mortgage with Fixed Rate Mortgages – we have competitive interest rates with a variety terms.
  • Construction Loans – build your dream house with no second settlement when you are ready to move in.
  • Land / Lot Loans – when you find the property you are looking for, buy now and build later.

Home Equity Loans and Lines

A home equity loan or line is a flexible and easy way to meet your borrowing needs. Use the equity in your home to finance college, consolidate debt, add a deck or finish the basement, buy a car, or even take the once-in-a-lifetime vacation you know you deserve.

  • Home Equity Loans – Secure your equity with fixed terms, rates, and payments. Use for any lump sum expense or debt consolidation.
  • Home Equity Lines – Specify the amount needed and enjoy convenient access to available credit by check or phone, with online banking transfers.

CDs Secured Loans

Enjoy a fixed interest rate and a range of repayment terms.

Overdraft Line of Credit

This safety net in checking protection eliminates your worries about your current account balance.

Construction Loans

Carroll Community Bank’s Construction Loan Program loan provides customers who are building homes the flexibility of a double-close loan with the ease and benefits of a single-close loan. Construction financing commonly involves two loans: one interim construction loan for the building of the home and one permanent loan for the completed home. Our Construction Loan Program loan, however, streamlines the mortgage process to save time, provides flexibility and provides pricing options that can offer peace of mind in a changing rate environment.

Our Construction Loan Program loan offers:

  • Simplicity - Secure financing with one application, one appraisal and one approval process.
  • Convenience - You can buy the land, close your construction loan and secure permanent financing.
  • Flexibility - Available as fixed- or adjustable-rate.

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Deposit Rates (Annual Percentage Yield)
Personal Savings Accounts
Basic Savings .05
Power Savings .05 to .25
Kids Count Savings .05

Personal Money Markets
Classic Money Market** .05 to .40
Select Money Market .05 to .40

Personal Checking Accounts
Basic Checking .01
Advantage Checking .02
Signature Checking .02
Platinum Checking .05 to .20
Senior Checking .10
Premium Power Package Account .75

Certificate of Deposit / IRA CDs
6 Month CD .15
12 Month CD .25
15 Month CD .35
18 Month- Add On CD*** .40
24 Month CD Penalty Free .75
30 Month CD .50
36 Month CD .75
48 Month CD 1.00
60 Month CD 1.26
Statement IRA**** .30