Identity Theft

As you know, crimes like identity theft, computer hacking, telemarketing fraud and email fraud are unfortunately all too common today. One of the ways individuals carry out such activities is by posing as a representative of a company you currently do business with.

At Carroll Community Bank, we want you to know that the only reason we would contact you seeking any type of personal or financial information would be if you were in the process of applying for a loan or opening an account with us, or if we were attempting to validate a transaction on one of your accounts. If you ever question the legitimacy of a request for your personal or financial information made by an individual claiming to represent Carroll Community Bank, please contact us immediately at 1.866.293.1968.

It is important to check your credit report on a periodic basis as part of your ongoing actions to protect yourself from identity theft. This will allow you to validate the accuracy of your information and protect against potential fraudulent activity on your accounts. If you notice any inconsistencies on your report, you only need to notify one agency and they will share the information with the other two credit bureaus.

You can contact each of the three major credit bureaus:

Equifax

To report fraud, call: 1-800-525-6285 and write:
P.O. Box 740241, Atlanta, GA 30374-0241
For the hearing impaired, call 1-800-255-0056 and ask the operator to dial
For the Auto Disclosure Line, call 1-800-685-1111 to request a copy of your report. 
 
Experian

To report fraud, call: 1-888-EXPERIAN (397-3742) and write:
P.O. Box 9530, Allen TX 75013
TDD: 1-800-972-0322 
 
TransUnion

To report fraud, call: 1-800-680-7289 and write:
Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92634
TDD: 1-877-553-7803

You should also report the crime to your local law enforcement agency and to the Federal Trade Commission. You can contact the FTC at 1-877-438-4338.

For more information on identity theft, please visit:

The Identity Theft Resource Center

The U.S. Department of Justice

Deposit Rates (Annual Percentage Yield)
Personal Savings Accounts
Basic Savings .05
Power Savings .05 to .25
Kids Count Savings .05

Personal Money Markets
Classic Money Market** .05 to .40
Select Money Market .05 to .40

Personal Checking Accounts
Basic Checking .01
Advantage Checking .02
Signature Checking .02
Platinum Checking .05 to .20
Senior Checking .10
Premium Power Package Account .75

Certificate of Deposit / IRA CDs
6 Month CD .15
12 Month CD .25
15 Month CD .35
18 Month- Add On CD*** .40
24 Month CD Penalty Free .75
30 Month CD .50
36 Month CD .75
48 Month CD 1.00
60 Month CD 1.26
Statement IRA**** .30